Team member matthew

Ezra Cabrera

CONTENT TEAM LEAD AT SMB COMPASS

Education

Indiana University Bloomington

Expertise

GovCon Financing Expert, Asset Based Lending, Invoice Factoring, SMB Advocate

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Experience

Matthew Gillman is the founder and CEO of SMB Compass, a bespoke business financing company focused on providing financing and education to small businesses across the U.S. The company has provided over $250 million to more than 1,250 businesses. Coming from a family of small business owners sparked Matthew’s passion to not only become an entrepreneur, but also to work with his fellow entrepreneurs to build long-lasting relationships.

Articles by Ezra Cabrera

What is Asset-Based Lending?

By Ezra Cabrera / August 19, 2022
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Facts About Inventory Loans for Small Business

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents Inventory loans for small business is ideal for enterprises dealing with rapidly moving inventory and expanding working capital. An entrepreneur should take the time to understand what this financing option is, how it can help, and what it requires from the borrower. Defining Inventory…

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Factoring Invoices Pros and Cons: An In-Depth Look at the Mechanics of Invoice Factoring

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents Invoice factoring is a type of financing that allows entrepreneurs to advance cash against the value of their accounts receivables. In other words, you take out a loan ahead of the cash that you’re yet to collect from your customers or debtors.Let’s define invoice…

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A Definitive Guide to Asset-Based Finance

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents Key Takeaways Asset-based finance or asset-based lending requires borrowers to put up collateral to qualify. Some of the most common collaterals you can use are real estate, accounts receivables, heavy equipment, and inventory. Note that lenders won’t offer a fixed interest rate for asset-based…

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Asset Based Business Loans

By Ezra Cabrera / August 19, 2022
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A Beginner’s Guide to Invoice Financing Definition for Business Growth

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents Invoice financing is a type of short-term borrowing extended to your business by a lending institution based on your customer’s unpaid invoices.  It means you can get your invoices paid immediately rather than waiting for a longer time. Collecting payments from your customers can…

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How Can Small Business Factoring Preserve Your Working Capital?

By Ezra Cabrera / August 19, 2022

Entrepreneurs must take time to understand their cash flow and create a plan to address any potential problems. Fortunately, there are many solutions for negative cash flow, including small business factoring. How Does Small Business Factoring Work? Small business factoring involves refinancing invoices that have not yet matured. The first thing you need to do…

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Inventory Loans vs. Inventory Line of Credit: What’s the Difference?

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents Inventory financing allows you to leverage your company’s unsold inventory in exchange for immediate and revolving cash flow. Through financing, your business could secure the funds necessary to grow your business. There are two types of inventory financing available for entrepreneurs. These are, namely,…

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A Deep Dive Into the History of Invoice Financing

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents Invoicing is not a modern invention. It has been a useful tool for enterprising individuals since the time of the ancients. Merchants needed a tool to keep track of payments owed and to present proof to their customers. The ancients also used forms of…

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Invoice Factoring: An Ultimate Guide for Small Business Invoice Factoring

By Ezra Cabrera / August 19, 2022

| Share on Facebook Share on Linkedin Share on Twitter Contents You’ve probably considered or heard about invoice factoring if you own a small business with slow-paying customers or occasionally limited cash flow.Invoice factoring for small businesses is a sort of accounts receivable finance in which you sell your unpaid invoices to a factoring company…

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