Ezra Cabrera
CONTENT TEAM LEAD AT SMB COMPASS
Education
Indiana University Bloomington
Expertise
GovCon Financing Expert, Asset Based Lending, Invoice Factoring, SMB Advocate
Featured In
Experience
Matthew Gillman is the founder and CEO of SMB Compass, a bespoke business financing company focused on providing financing and education to small businesses across the U.S. The company has provided over $250 million to more than 1,250 businesses. Coming from a family of small business owners sparked Matthew’s passion to not only become an entrepreneur, but also to work with his fellow entrepreneurs to build long-lasting relationships.
Articles by Ezra Cabrera
Factoring Invoices Pros and Cons: An In-Depth Look at the Mechanics of Invoice Factoring
| Share on Facebook Share on Linkedin Share on Twitter Contents Invoice factoring is a type of financing that allows entrepreneurs to advance cash against the value of their accounts receivables. In other words, you take out a loan ahead of the cash that you’re yet to collect from your customers or debtors.Let’s define invoice…
Read MoreA Definitive Guide to Asset-Based Finance
| Share on Facebook Share on Linkedin Share on Twitter Contents Key Takeaways Asset-based finance or asset-based lending requires borrowers to put up collateral to qualify. Some of the most common collaterals you can use are real estate, accounts receivables, heavy equipment, and inventory. Note that lenders won’t offer a fixed interest rate for asset-based…
Read MoreA Beginner’s Guide to Invoice Financing Definition for Business Growth
| Share on Facebook Share on Linkedin Share on Twitter Contents Invoice financing is a type of short-term borrowing extended to your business by a lending institution based on your customer’s unpaid invoices. It means you can get your invoices paid immediately rather than waiting for a longer time. Collecting payments from your customers can…
Read MoreHow Can Small Business Factoring Preserve Your Working Capital?
Invoice factoring also indirectly helps the business retain good business credit. Creditors are happy whenever their clients pay back their debts on time. In return, they will make a favorable report on the your credit history. Having a good credit score happens to be a crucial factor in being eligible for other forms of financing.…
Read MoreInventory Loans vs. Inventory Line of Credit: What’s the Difference?
| Share on Facebook Share on Linkedin Share on Twitter Contents Inventory financing allows you to leverage your company’s unsold inventory in exchange for immediate and revolving cash flow. Through financing, your business could secure the funds necessary to grow your business. There are two types of inventory financing available for entrepreneurs. These are, namely,…
Read MoreA Deep Dive Into the History of Invoice Financing
| Share on Facebook Share on Linkedin Share on Twitter Contents Invoicing is not a modern invention. It has been a useful tool for enterprising individuals since the time of the ancients. Merchants needed a tool to keep track of payments owed and to present proof to their customers. The ancients also used forms of…
Read MoreInvoice Factoring: An Ultimate Guide for Small Business Invoice Factoring
| Share on Facebook Share on Linkedin Share on Twitter Contents You’ve probably considered or heard about invoice factoring if you own a small business with slow-paying customers or occasionally limited cash flow.Invoice factoring for small businesses is a sort of accounts receivable finance in which you sell your unpaid invoices to a factoring company…
Read MoreA Deep Dive Into the History of Invoice Financing and Selling Invoices
| Share on Facebook Share on Linkedin Share on Twitter Contents Invoicing is not a modern invention. It has been a useful tool for enterprising individuals since the time of the ancients. Merchants needed a tool to keep track of payments owed and to present proof to their customers. The ancients also used forms of…
Read More4 Types of Invoice Financing for Small Businesses
| Share on Facebook Share on Linkedin Share on Twitter Contents Curious about different types of invoice financing? If you have slow-paying customers, you’re more prone to cash flow issues than other businesses. It’s worth noting that approximately 82% of startups fail because of cash flow mismanagement, according to a study by the U.S. Bank.…
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