If you’re looking to get a small business loan in Pueblo, CO, here’s what you should do:

1. Know what you need. Before applying for a loan, get a clear idea of how much money your business needs and how you will use the funds. Doing so can help identify the best type of loan for your needs.
2. Check your credit score. Many lenders in Pueblo, CO, will look at your credit score when reviewing your application, so knowing where you stand is important. If your score is less than ideal, consider improving it by making timely payments, keeping old accounts open, and limiting new credit applications.
3. Research lenders. Many different types of lenders offer small business loans in Pueblo, CO, including banks, credit unions, and online lenders. Do your research to find out which ones best fit your needs and qualifications.
4. Prepare your application. Once you’ve identified potential lenders, prepare your loan application carefully. This may include providing financial statements, tax returns, and other documentation demonstrating your ability to repay the loan.
5. Apply for the loan. If you’ve found a lender you’re comfortable with, it’s time to start your application. The process varies from lender to lender, but essentially, you need to submit your loan application along with the required documents. You also need to prepare to answer any additional questions the lender may have.
6. Wait for a decision. The lender will then review your application and decide whether to approve your loan or not. Funding speed depends on the lender and loan type. Banks usually take weeks or months, while online lenders can fund your business in a day.

Pueblo, CO

The best place to get a business loan in Pueblo, CO, depends on your business needs and financial situation. Local banks, credit unions, and online lenders may all offer business loans, and it's important to research and compare different lenders to find the loan that best fits your business needs.

If you don't have collateral to offer for a loan in Pueblo, CO, you may still be able to secure a loan through unsecured lending options. 

Unsecured loans don't require collateral but may have higher interest rates and stricter eligibility requirements. Some lenders may also consider alternative forms of collateral, such as accounts receivable or inventory, which may be used to secure the loan. 

Another option may be to apply for a loan through a government-backed program, such as the Small Business Administration (SBA), which may offer loan programs with more flexible collateral requirements. It's essential to research and compare different loan options to find the best fit for your business needs while also being mindful of any fees or interest rates associated with the loan.