The best small business loans for Omaha, NE

Take your business to new heights with the right financing

  • Apply in less than 60 seconds
  • Wide range of financing option for every need
  • Competitive rates and terms
  • Personalized service
  • Dedicated support team

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Industries we work with in Omaha, NE

We're proud to work with small businesses across various industries in Omaha, NE. Whether you're in healthcare, construction, or technology, we're here to help you grow and succeed. Our financing solutions are customized to meet your needs, so you can focus on what you do best - running your business!

Here are some of the many industries we serve:

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    Construction

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    Medical Practices

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    Beauty Salons

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    Retail Stores

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    Restaurants

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    Hotels

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    Manufacturing

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    Staffing

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    Automotive Businesses

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    Landscaping

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    Toy Businesses

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    Transportation

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    IT

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    Professional Services

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    Veterinary Practices

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    Franchise Businesses

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See why thousands of businesses have made SMB Compass

the top-rated small business loan provider in Omaha, NE

Garrett Cushing
Garrett Cushing
November 30, 2021.
Diligent and honest people to work with. SMB has been a great resource for my business, helped me through a variety of different financing over the years.
John Limato
John Limato
November 16, 2021.
I rarely write reviews but felt the need to thank the SMB team. Found them to be honest people that took the time to understand my business and walked me through the entire process.
Connor Johnson
Connor Johnson
November 4, 2021.
SMB helped me navigate through the growth period in my business. They were diligent and genuinely cared to make sure we got the percent line in place to meet our current needs. Very happy I was introduced to them and would highly recommend.
Michelle Cota
Michelle Cota
October 27, 2021.
I am so happy that SMB was able to help our company when we were in a jam. They were so attentive and so easy to work with. Helped step by step to get financed. Thank you Clay!
Veronica Akins
Veronica Akins
October 14, 2021.
SMB Compass was helpful and fast. They kept in contact and answered all my questions. The best part of our interactions was that the lender could have given me an extremely high interest rate loan when I thought that was my only option, but he instead told me of another option that fit our needs much better and saved us money! Thank you Clay
John Folco
John Folco
October 13, 2021.
True experts in the Commerical finance space. Great company to work with, look forward to a continued relationship.
Pat Mcandrews
Pat Mcandrews
October 8, 2021.
Great team of professionals to work with. Incredibly responsive and great problem solvers. Would recommend them to anybody.
Haroon S
Haroon S
September 22, 2021.
Clay was great to work with. Very responsive and great communication.
John Lutz
John Lutz
September 15, 2021.
Great people to work with. They were transparent and helpful from the first call to closing. I would recommend them to anyone in my network.
Matthew Seymour
Matthew Seymour
July 16, 2021.
Clay & Matt are experts in the industry and they are able to advise on a number of topics.

Learn more about our loan packages

The best small business loan in Omaha, NE

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    SBA Loans

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    Term Loan

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    Invoice Financing

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    Business Line of Credit

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    Inventory Financing

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    Bridge Loans

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    Equipment Financing

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    Asset Based Loans

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    Purchase Order Financing

FAQs about small business loans in Omaha, NE

How to get a small business loan in Omaha, NE?

If you’re looking to get a small business loan in Omaha, NE, here’s what you should do:

  1. Know what you need. Before applying for a loan, get a clear idea of how much money your business needs and how you will use the funds. Doing so can help identify the best type of loan for your needs.
  2. Check your credit score. Many lenders in Omaha, NE, will look at your credit score when reviewing your application, so knowing where you stand is important. If your score is less than ideal, consider improving it by making timely payments, keeping old accounts open, and limiting new credit applications.
  3. Research lenders. Many different types of lenders offer small business loans in Omaha, NE, including banks, credit unions, and online lenders. Research to find out which ones best fit your needs and qualifications.
  4. Prepare your application. Once you’ve identified potential lenders, prepare your loan application carefully. This may include providing financial statements, tax returns, and other documentation demonstrating your ability to repay the loan.
  5. Apply for the loan. If you’ve found a lender you’re comfortable with, it’s time to start your application. The process varies from lender to lender, but essentially, you need to submit your loan application along with the required documents. You also need to prepare to answer any additional questions the lender may have.
  6. Wait for a decision. The lender will then review your application and decide whether to approve your loan or not. Funding speed depends on the lender and loan type. Banks usually take weeks or months, while online lenders can fund your business in a day.
 

Omaha, NE

Omaha, NE

How much do I qualify for a business loan in Omaha, NE?

The amount of loan you qualify for in Omaha, NE, depends on various factors, such as your credit score, annual revenue, time in business, collateral, and the lender's requirements.

Generally, lenders consider the following criteria to determine loan

eligibility and amount:

  • Credit score: A higher credit score increases your chances of qualifying for a larger loan amount. A score of 650 or above is suitable for a business loan.
  • Annual revenue: Lenders often require a minimum annual revenue of $50,000 to $100,000 to qualify for a business loan. However, some lenders may require higher revenue depending on the loan amount.
  • Time in business: Lenders prefer businesses with a proven track record of at least 2-3 years in operations. However, some lenders offer loans to newer companies as well.
  • Collateral: Providing collateral can increase your chances of getting approved for a higher loan amount. The value of collateral can help lenders mitigate the risk of lending to your business.

Based on these factors, you may qualify for a business loan ranging from a few thousand dollars to several hundred thousand dollars or more. It's best to research and compare different lenders and loan options to find the one that suits your needs and qualifications.

How much deposit do I need for a business loan in Omaha, NE?

The deposit or down payment required for a business loan in Omaha, NE, can vary depending on the lender, the loan amount, and the borrower's creditworthiness. In general, lenders may require a down payment of 10-30% of the total loan amount for a business loan. However, some lenders may require a higher or lower down payment, depending on their specific requirements and the borrower's financial situation. It's best to check with individual lenders to determine their deposit requirements.

What to consider when applying for a small business loan in Omaha, NE?

When applying for a small business loan in Omaha, NE, there are several factors that you should consider, such as your credit score, business plan, collateral, cash flow, industry and market trends, loan amount and repayment terms, and lender options.

Small business loans available in every city in Nebraska

  • Hastings

  • Norfolk

  • Columbus

  • Papillion

  • North Platte

  • La Vista

  • Scottsbluff

  • South Sioux City

  • Beatrice

  • Chalco

  • Lexington

  • Gering

  • Alliance

  • York

  • Blair

  • Seward

  • McCook

  • Crete