If you’re looking to get a small business loan in Lansing, MI, here’s what you should do:

1. Know what you need. Before applying for a loan, get a clear idea of how much money your business needs and how you will use the funds. Doing so can help identify the best type of loan for your needs.
2. Check your credit score. Many lenders in Lansing, MI, will look at your credit score when reviewing your application, so knowing where you stand is important. If your score is less than ideal, consider improving it by making timely payments, keeping old accounts open, and limiting new credit applications.
3. Research lenders. Many different types of lenders offer small business loans in Lansing, MI, including banks, credit unions, and online lenders. Research to find out which ones best fit your needs and qualifications.
4. Prepare your application. Once you’ve identified potential lenders, prepare your loan application carefully. This may include providing financial statements, tax returns, and other documentation demonstrating your ability to repay the loan.
5. Apply for the loan. If you’ve found a lender you’re comfortable with, it’s time to start your application. The process varies from lender to lender, but essentially, you need to submit your loan application along with the required documents. You also need to prepare to answer any additional questions the lender may have.
6. Wait for a decision. The lender will then review your application and decide whether to approve your loan or not. Funding speed depends on the lender and loan type. Banks usually take weeks or months, while online lenders can fund your business in a day.

Lansing, MI

The best place to get a business loan in Lansing, MI, depends on your business needs and financial situation. Local banks, credit unions, and online lenders may all offer business loans, and it's important to research and compare different lenders to find the loan that best fits your business needs.

The easiest SBA loan to get approved for in Lansing, MI, depends on your business needs and financial situation. 

The SBA's microloan program may be easier to get approved for than larger loan programs, such as 7(a) or CDC/504 loans. However, each SBA loan program has its eligibility requirements, and it's important to carefully review the loan terms and application process before applying.

Business and SME loans are often used interchangeably in Lansing, MI, and elsewhere. Both terms generally refer to loans to help small and medium-sized businesses finance their operations or expansion. However, the loan terms and eligibility requirements may vary depending on the lender and the loan program. It's important to carefully review the loan terms and application process before applying to ensure you meet the lender's requirements.