Construction Business Loans For Your Construction Company.

Fast Approval. Funding the Next Day.

Apply now for $25k to $5,000,000

With SMB Compass, construction business loans are in our DNA. 
The entire loan process is conducted online — quickly, simply, and securely


From $25,000 to $5,000,000, with terms up to 10 years


Funding in as soon as 24 hours


Competitive fixed rates,
no collateral, no surprises

How can I get funding for my construction business?

Waiting for your general contractor or commercial client to pay you? 30, 60, and 90 days to get paid can put a strain on your company’s cash flow. Regardless of the size of your business or your specialty, custom small business solutions are often needed for specialty contractors. Having capital available for you when you need to lay out money for materials, equipment, and labor, is crucial for day to day operations and expansion. If you’re looking for a custom financial solution, SMB Compass can help you secure funding in as little as 24 hours.

Apply Online

SMB Compass's simple and secure online loan application can be completed in a matter of seconds. Quick & Easy!

Get Approval

After we process your application we will contact you and provide you with the best loan offer. 

Get Back To Business

Once your loan is approved in as little as 24 hours. You will have capital deposited directly to your business bank account.

How can I use a loan for my construction company?

 Construction Business Loans for a specialty contractor can be used for inventory, materials, equipment, debt refinance, general working capital, or expansion. Here are the most common programs that contractors turn to SMB Compass for:

Purchase New Inventory

New Technology or Equipment

Construction Materials

Working Capital

Quick Approval for Your Small Business Loan

$160,000,000+ in financing provided to date. SMB Compass will provide your business with the best loan options available. Apply in seconds. Your results await. 
Friendly 5-10 Minute Introduction
Documentation and Underwriting
Approval and Funding

Frequently Asked Questions

What do I need to qualify for a construction business loan?

What are your payment terms?

What are your rates?

How much funding can I get for my construction business?

How quickly can I access my funds?

Do you provide financing if I have bad credit?

What types of loans are available for my construction business?

Why SMB Compass?

SMB Compass has many years of experience providing construction business loans to construction companies. Our CEO, Matthew Gillman, grew up in a family of contractors and lenders, from an early age he an understanding from both sides of the table. A grandfather who was an Excavation and Plumbing Contractor, who focused on government contracts, hearing the the complaints of slow paying customers was a daily occurrence. Not only did Matthew's grandfather have to deal with laying out money for materials and labor, but billing was either in arrears, with the friendly government terms of 60 days, or paid when paid, which caused other problems. From the time that money was laid out for materials and payroll, to the time that he was paid, would typically be between 90 and 100 days. Now how to do you operate a business with weekly payroll, a constant need for materials, but you have to wait almost 100 days to be paid?

It always felt like he was behind, unable to catch up, and the worst of it all there was opportunity to do 10 times the amount of business, but without the working capital this wasn’t even remotely an option, or frankly, even a thought. 

This is what drove my passion for small business lending, how can I help companies like my grandfather stop thinking about the tight cash in the bank and start focusing on the business, new clients, customer service, and GROWTH.

There are many forms of financing that specialty contractors can use to help with capital constraints and slow paying customers. It’s important to note that one solution may be best for one company, and the wrong solution for another. 

I started this business to help businesses solve the financing problems they face. If you have the clients, have the pipeline, then why should capital be the noose that’s strangling your growth? 

Please contact us to tell us about your business, we’d love to be helpful in any way that we can.

Contact us today for your FREE business funding consultation.

"We cannot express just how grateful we are that we found this company to work with. No matter what finance companies we reached out to for help we kept getting turned away and even at times, no call back. SMB Compass found us the best source of financing that would not just help in the short term, but gave us a solid plan to regain financial independence. We have been able to keep employees working and grow our business."
Tim C.


"My family business has been around for over 25 years and we are grateful to have been introduced to the SMB Compass team. We’re now growing by 50% per year and without the help of SMB Compass, we wouldn’t have the capital to do so. We started off with a series of 5 year equipment loans and a 5 year working capital loan, and now the SMB Compass team has been able to secure a bank term loan and a $450,000 line of credit, with a bank that’s willing to grow with us!"
Greg P.

New Jersey

"I can’t begin to explain how helpful Matt Gillman and the SMB Compass team has been. I was able to put an operating line of credit in place along with a term facility that recapitalized my business. I constantly tell Matt and his team that they need to figure out a way to show people how different they are then others. I have recommended SMB Compass to family and friends and highly recommend them to any business owner looking for financing."
Fred S.


"Thanks for your expertise and product knowledge which was very helpful. I am very impressed with the manner with which you work to build relationships. My kind of teammate." 

- Jeremy Grossman

"I never thought that my experience with a lender like Matt and Logan would have went so well, their knowledge of the process and Matt caring of how the customer understands and reasons of his product is so valuable. His style of working with the clients and staying through the process is very relaxing for the client. What a gift he and Logan are. I will make sure and give your company name to all of my contacts and friends."

- Byron Bonhomme

"​Matt was very professional in this whole process. It was a great experience and they worked hard to get my company the funding that we were looking for.

- Erick Batchelor 

Approval in Minutes.
Funding the Next Day.